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 Adjustable
Rate Modifiers works with your mortgage company to facilitate the
renegotiation of the terms of your current mortgage. There are two
stages involved in the A.R.M. process of renegotiation.
Phase
One:
No Cost Initial Review
Call TOLL FREE to speak to one of our experienced representatives at
Adjustable Rate Modifiers for a free consultation and review, or apply
now online for a free initial consultation. This information will allow
our knowledgeable specialists to evaluate your case, and determine if
this is a loan we believe we can negotiate on your behalf. A.R.M. will
not accept a case that has not been reviewed by one of our specialists.
It is very important that you provide us with Complete and Accurate
Information in your application, as this information will need to be
verified and/or documented.
Phase
Two:
Approval of Initial Review
If our specialists are confident that we can successfully negotiate your
mortgage on your behalf, you will be notified of your approval. Next all
the financial documentation that will likely be required by your lender
for a loan modification will be collected. This documentation may
include fine points such as your monthly expenditures, bank statements,
tax returns; pay stubs, W-2's, copies of your mortgage statements, and
an authorization to speak with your lender on your behalf.
Once all the necessary information is gathered your complete financial
package will be sent to one of our expert loan modification specialists
for negotiations with your mortgage lender.
Phase
Three:
Success
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